Wealth Managers who genuinely care about you.

As registered investment advisors, we are ethically and legally bound to act in your best interest as fiduciaries. We do not receive commissions for financial products or transactions, and the only person who provides us with compensation is you. Our pricing structure is clear and transparent, so you won't have to worry about hidden costs or how much you're paying us. We provide two service models tailored to your specific needs. Our "Life Plan 360®" is not just a financial life plan; it's "your" financial life plan. This one-time, comprehensive life plan is designed to understand and cater to your unique perspective, preferences, priorities, and vision of your ideal future. We take the time to get to know you, and these insights form the basis for our analysis and planning recommendations, ensuring a plan that is truly yours, guiding you towards your version of a meaningful retirement. Fee: $6,500 Our "Life Plan 360® PLUS" provides continuous comprehensive financial life planning (as above) and investment management based on extensive financial science and empirical research, often referred to as 'Evidence-Based Investing'. Throughout the ups and downs of your life's journey, we will be available as your "thinking partner" to brainstorm options and identify the path that is best suited for you and your family. L|S|P is dedicated to helping you make mindful and prosperous decisions about your finances and life, leading to reduced anxiety, increased life satisfaction, and the pursuit of a meaningful retirement. The blended fee schedule for your "Life Plan 360® PLUS" is based on the assets under management.

We are committed to serving clients from all backgrounds and walks of life. We understand that everyone's financial journey is unique, and we are here to support you. However, as a business, we require compensation in order to sustain our operations. "Accumulation" Life Plan 360®: This exclusive life plan is designed for individuals who have diligently saved approximately $100,000 outside their current workplace plan. If you are ten or more years away from retirement and in the wealth accumulation phase of your life, this plan is tailored for your financial needs. "Retirement" Life Plan 360®: This exclusive life plan is designed for those who have diligently saved approximately $750,000 outside their current workplace plan. If you are are within ten years of retirement or have already retired this plan is tailored for your financial needs. Our services are designed to support individuals who excel at saving but need expert assistance in managing their finances, without the added responsibility of keeping up with constantly evolving tax laws, regulations, and external factors. If we are unable to provide our services to you, we will strive to address any inquiries you may have and direct you to alternative resources.

We understand the importance of personalized services based on your life stage. That's why we offer two exclusive Life Plans tailored to perfectly suit your needs. The "Accumulation" Life Plan 360® is intended for individuals more than ten years from retirement and focused on Tax-Smart Accumulation strategies. Tax-Smart Asset Location Planning Cashflow Optimization Goal Planning Proactive Tax Planning Employee Benefit Optimization Asset Protection Planning Financial Coaching Inheritance Income Planning The "Retirement" Life Plan 360® is intended for individuals within ten years of retirement or retired and focused on Tax-Smart Distribution strategies. Tax-Smart Distribution Planning Cashflow Optimization Proactive Tax Planning Social Security Optimization Philanthropic Planning Asset Protection Planning Legacy and Estate Planning Planning the Journey into Elderhood

Our holistic process is designed to put your interests first and focus on increasing your sense of financial well-being and life satisfaction. This process will not only help you to clarify your values, priorities, circumstances, and aspirations, but also guide you in defining and designing your unique version of a meaningful retirement. In addition, our Meaningful Conversations process will increase your understanding of the habits and attitudes that will facilitate your financial and life goals and support successful life transitions, ultimately leading to a more secure and fulfilling retirement.